I am getting so depressed both cause of seasonal depression but also starting to have some real hard times financially and not so much getting to far behind but enough to cause some stress.
The to make things worse we are get canceled after two months of service for home owners insurance that according to our contract we are supposed to have in place, they canceled cause they say the structure is not good and we have slate/asbestos siding, and the seller also was my landlord for a year thinks he can boss me around and walk into my house without permission or notice and we have a contract for deed and are buying the house. He is starting to look like a scammer type of person. I wish I could find another person to help us finance this house and the payments would go to them instead of this gentleman... We are buying the house for $59,000 but I was told before paperwork it would 57000 anyways we pay $154.00 every payday straight from my boyfriends check right to this guys account, and we have not missed a payment not even for rent and we will be here two years next april ...
We have a contract for deed for three years and then we have to find financing for the rest but after rereading paper work which we were kind of rushed through the day we closed and sounds like most of the money we pay is interest and the mortgage will hardly have been touched...
I don't want to move cause this is a nice house and very efficient utility wise and also with my depression and disability it would make the stress much greater and I could have a heart attack or stroke. I try to keep the stress down.
I am beginning to not trust people anymore. And this seller cause of the way he is very pushy and throws attitudes and fits without listening to what we need to say, and it is always about his health, his money needs and so on... I should have stayed in the dumpy house that was falling apart instead... if I knew he was going to do this kind of thing. I wish I could work and get a better income in our home but I can't right now the stress here is a lot to handle and already is taking a toll on me.. I gave up my attempt to open an animal shelter for now but will try later after this situation is cleared up.
